Capital Sources

SF Capital Group structures and arranges financing ranging from below $1 million to over $100 million for income-producing commercial real estate, including office, industrial, retail, multifamily, and self-storage assets. Our ability to deliver competitive and tailored solutions is driven by our extensive network of lending partners that we actively engage.

SF Capital Group’s wide range of exclusive lenders includes the following:

  • Life Insurance Company Correspondents

  • CMBS (Commercial Mortgage Backed Securities)

  • Banks and Credit Unions

  • Fannie Mae, Freddie Mac, and UHD

  • Bridge Programs

  • Private Equity

Lender Types

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Our Trusted Partners

Starwood Capital Group logo with white text on a blue background.
Lowes Investment Management logo with a globe icon.
StanCorp Financial Group logo with a blue flag icon and company name.
KeyBank logo with a red key incorporating a white plus sign.
Flagstar Bank logo with red background and white text
Logo of Security Mutual Life Insurance with a blue stylized arch and the company name in black text.
Huntington bank logo with green geometric emblem and gray text
Logo with the text 'ARGENTIC' in bold blue letters and a stylized 'A' symbol to the left.
Rialto Capital Management logo with an illustration of a bridge above the company name.
Goldman Sachs logo with white text on a blue background

  • Life insurance companies invest across a diversified portfolio of stocks, bonds, and real estate, with a typical allocation of approximately 15% to 20% dedicated to real estate and real estate debt. Within this segment, they provide financing on income-producing commercial properties, seeking stable, long-term yield through mortgage investments.

    SF Capital Group has established strong, long-standing correspondent relationships with a broad range of life insurance company lenders. Each lender has distinct preferences by asset type, structure, and geography, and our platform is built to align the right opportunity with the right capital source, ensuring optimal execution for our clients.

  • CMBS lenders originate loans, typically funded through lines of credit, with the intent to securitize and sell them after closing. This structure allows them to offer highly competitive rates and loan proceeds, along with non-recourse financing across a broader range of income-producing commercial property types compared to many traditional lenders.

    A common concern with CMBS financing has historically been post-closing servicing, which is often handled by third-party providers. SF Capital Group addresses this by maintaining strong oversight and coordination throughout the life of the loan, helping clients navigate servicing requirements, approvals, and ongoing lender interactions with greater efficiency and clarity.

  • SF Capital Group frequently works directly with banks to structure and fund loans. In situations where a project is not yet ready for permanent fixed-rate financing, we help secure construction or redevelopment loans through our banking relationships.

    Bank underwriting typically places greater emphasis on the borrower’s credit profile rather than solely on the asset itself. With a long track record and consistent deal volume, SF Capital Group has built strong relationships with banks, often at the highest levels, allowing us to position our clients for efficient execution and competitive terms.

  • The SF Capital Group team brings a deep network of bridge lenders and debt funds to support our clients. We have worked with many of the largest and most active debt funds to originate loans throughout metro Detroit and the broader Midwest. Our experience allows us to clearly distinguish between reliable capital partners who execute and those who do not, ensuring our clients are aligned with lenders who can deliver.

  • SF Capital Group has originated some of the largest agency loans in Michigan and brings extensive experience across billions of dollars in transactions. Our team is well established with the nation’s leading agency lenders, including Freddie Mac, Fannie Mae, and HUD.

    We maintain a deep roster of agency lending partners who understand and support our approach, allowing us to deliver efficient and competitive executions. Clients benefit from the full scope of SF Capital Group’s services with no additional fees.