Loan Restructuring
Commercial Loan Restructuring & Workout Advisory Services
SF Capital specializes in navigating complex commercial loan restructurings, debt modifications, and workout scenarios. With deep expertise in capital markets and a strong foothold in loan servicing, we act as a trusted intermediary between borrowers and special servicers to protect equity and secure property stability.
Special Servicer Negotiations
We maintain active, high-level partnerships with the industry’s leading special servicers. Our team has successfully negotiated modifications with firms including LNR Partners, Rialto Capital, CWCapital, and Midland Loan Services.
SF Capital maintains active partnerships with leading special servicers and special situation groups, including:
CWCapital
KeyBank
Rialto Capital
LNR Partners, Inc.
Greystone
Midland Loan ServicesTrimont
KStar
Ameritas Manulife
Manulife
Boston Mutual Life
Aegon
Trustage
American Mortgage & Realty Corp
Protective
Southern Farm Bureau
Symetra
American Family Life
Proven Results in Complex Debt Workouts
SF Capital’s advisory team has facilitated restructures for over $1.2 Billion in distressed and maturing debt across all major asset classes.
Maturity Date Extensions & Forbearance
We negotiate critical term extensions to give sponsors the time needed to stabilize operations or bridge to permanent financing.
New York, NY | Office: Secured a maturity extension for a $500M loan on a 700,000+ SF Class A office tower on Fifth Avenue.
Fort Lauderdale, FL | Hospitality: Arranged a workout for a $20M loan on a 315-key Marriott Hotel, preserving sponsor equity during market volatility.
Chicago, IL | Urban Office: Negotiated a complex extension for a $380M loan on a landmark 2,000,000+ SF office campus.
St. Louis, MO | Retail: Facilitated a restructuring for an $85M loan on a 350,000 SF regional outlet center.
A/B Loan Modifications & Note Bifurcation
Our team specializes in "right-sizing" debt to match current property valuations and cash flows.
Rye, NY | Suburban Office: Structured a bifurcation of a $25M loan, creating a $12.5M A-Note to align with current property performance.
New Jersey | Office Portfolio: Restructured a $40M loan into a $32.5M A-Note for a 560,000 SF,
5-building suburban portfolio.
Looking for restructuring or a maturity date extension?
Share a few details about your project and one of our restructuring specialists will reach out to discuss potential structures, maturity changes, and bifurcations aligned with your goals.
