Bridgeton, MO

Scott Rose delivers another creative retail financing solution.

SF Capital's Scott Rose recently closed a refinance for a 77,000-square-foot unanchored shopping center in Bridgeton, Missouri, demonstrating how the right financing strategy can unlock significant value—even for properties that don't fit a conventional lending profile.

The financing was structured through a bank execution with a 5-year term at 6.50% for a property that was 80% occupied. Most notably, the borrower was able to cash out approximately 97% of their cost basis, creating substantial liquidity while maintaining ownership of the asset.

Retail financing requires more than finding a lender—it requires understanding occupancy, tenant mix, property performance, and each lender's underwriting approach. By leveraging deep lender relationships and structuring expertise, SF Capital continues to secure financing solutions that help commercial real estate owners maximize flexibility and capitalize on investment opportunities.